Group 1 - The core viewpoint of the article is that DBS Hong Kong reported a year-on-year profit increase of 11% to HKD 5.13 billion, with total revenue rising 8% to HKD 10.51 billion, both reaching record highs [1] - Net interest income decreased by 1% to HKD 5.95 billion, and the net interest margin narrowed by 5 basis points to 1.75% compared to the end of 2024 [1] - The group has set aside an additional credit provision of HKD 636 million, reflecting an increase of approximately 18% due to a weak economic environment and uncertainty in tariff policies [1] Group 2 - The non-performing loan ratio rose to 1.6%, an increase of 0.41 percentage points year-on-year [1] - Non-interest income grew by 22% to HKD 4.56 billion, benefiting from the growth in wealth management and trading income [1] - Deposits increased by 9% year-on-year to HKD 49.4 billion, while loans decreased by 5% to HKD 37.2 billion, with mortgage loans down by 10%, small and medium enterprises down by 6%, and large enterprises down by 4% [1]
星展香港上半年盈利同比升11%至51.3亿港元 创新高
智通财经网·2025-08-07 08:45