Chicago Atlantic Real Estate Finance, Inc. (REFI) Q2 Earnings and Revenues Top Estimates

Core Insights - Chicago Atlantic Real Estate Finance, Inc. reported quarterly earnings of $0.51 per share, exceeding the Zacks Consensus Estimate of $0.45 per share, and showing a year-over-year increase from $0.50 per share [1] - The company achieved revenues of $14.43 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 3.78%, although this represents a decline from $15.02 million in the same quarter last year [2] - The stock has underperformed, losing approximately 14.2% since the beginning of the year, while the S&P 500 has gained 7.9% [3] Earnings Performance - The company has surpassed consensus EPS estimates three times over the last four quarters [2] - The earnings surprise for the latest quarter was +13.33%, following a previous surprise of +2.22% [1][2] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.48, with expected revenues of $14.19 million, and for the current fiscal year, the EPS estimate is $1.81 on revenues of $56.17 million [7] - The estimate revisions trend for the company was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [6] Industry Context - The Financial - Miscellaneous Services industry, to which Chicago Atlantic Real Estate Finance belongs, is currently ranked in the top 32% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Another company in the same industry, Atlanticus Holdings Corporation, is expected to report quarterly earnings of $1.30 per share, reflecting a year-over-year increase of +31.3% [9]