Corpay, Inc.(US:CPAY) ZACKSยท2025-08-07 16:31Core Insights - Corpay, Inc. (CPAY) reported second-quarter 2025 earnings per share (EPS) of $5.13, meeting consensus estimates, with a year-over-year increase of 12.8% [1][8] - Total revenues reached $1.1 billion, surpassing consensus estimates and reflecting a 13% increase from the previous year [1][8] - The stock has seen a decline of 6.9% year-to-date, contrasting with a slight rise in its industry and a 6.9% growth in the Zacks S&P 500 composite [1] Segmental Results - Vehicle payments generated revenues of $525.5 million, a 3% increase year-over-year, exceeding the estimate of $523.3 million [2] - Corporate payments revenues amounted to $391.9 million, up 36% year-over-year, but slightly missed the projection of $392.1 million [2] - Lodging payments revenues were $119.8 million, down 2% from the previous year, falling short of the estimate of $123.8 million [2] Margins - EBITDA increased by 10.2% year-over-year to $570.7 million, surpassing the estimate of $568.4 million [3] - The EBITDA margin was reported at 56.3%, a decrease of 50 basis points from the year-ago quarter [3] Balance Sheet & Cash Flow - Corpay ended Q2 2025 with cash and cash equivalents of $2.2 billion, up from $1.6 billion in Q1 2025 [4] - Long-term debt remained stable at $5.9 billion compared to the previous quarter [4] - The company utilized $1.1 billion in cash from operating activities during the quarter, with capital expenditures totaling $52.6 million [4] 2025 Outlook - For 2025, Corpay raised its revenue guidance to a range of $4.41-$4.49 billion, up from the previous range of $4.38-$4.46 billion, with the midpoint exceeding the Zacks Consensus Estimate of $4.44 billion [5] - The guidance for adjusted net income per diluted share was increased to $20.86-$21.26, slightly below the Zacks Consensus Estimate of $21.10 [5]