江门农商银行:勤耕七载笃行实干 普惠大道熠熠生辉
Nan Fang Du Shi Bao·2025-08-08 02:09

Core Viewpoint - Jiangmen Rural Commercial Bank celebrates its 7th anniversary, highlighting its commitment to serving the community and supporting high-quality economic development in the Bay Area [2][3]. Financial Performance - As of June 2025, the bank's total assets reached 154.2 billion, with deposits at 112.16 billion and loans at 79.38 billion, marking increases of 52.19%, 48.19%, and 78.72% respectively since its establishment [2]. - The bank maintains the highest market share in the local area for both deposits and loans, consistently meeting regulatory standards [2]. Party and Community Engagement - The bank has implemented a "1+1+3" party-building initiative, conducting 153 joint activities with local organizations, covering 147 villages [5]. - It has provided credit to 274,500 households through its "whole village credit" initiative, with a total credit amount of 33.67 billion [5]. Support for Small and Micro Enterprises - The bank's small and micro enterprise loan balance reached 54.45 billion, benefiting 14,144 businesses [9]. - It has conducted a "thousand enterprises and ten thousand households" outreach program, visiting 22,107 small businesses and issuing over 10.7 billion in credit [9]. Green Finance Initiatives - The bank's green loan balance stood at 1.718 billion, with over 600 million in green bonds issued [10]. - It supports key energy projects with a loan balance of 192 million and has financed 320 million for ecological restoration projects [10]. Agricultural and Rural Development - The bank's agricultural loan balance exceeded 17.5 billion, with specialized loans for various agricultural products totaling over 3.1 billion [13]. - It has supported 12 rural revitalization projects with loans exceeding 435 million [13]. Technological Transformation - The bank has adopted advanced technologies such as cloud computing and AI, signing 8,700 contracts with a loan balance of 1.992 billion, ranking first in the province [17]. - It has achieved a 94.39% coverage rate for electronic and intelligent business operations, significantly improving customer service efficiency [17]. Recognition and Awards - The bank has been recognized as one of the "Top 100 Global Banks" for seven consecutive years and has received multiple awards for its high-quality development and retail strategy [5].