专访MyStonks：获美SEC备案突破 解密RWA合规化进程

Core Viewpoint - The recent initiative by the U.S. Securities and Exchange Commission (SEC) to integrate traditional finance with blockchain technology is a significant step towards regulatory acceptance of on-chain finance, exemplified by MyStonks' successful filing of a key STO document, allowing them to operate tokenized stock services globally [1][5]. Group 1: MyStonks' Business Model - MyStonks has completed the SEC STO filing, indicating compliance with U.S. securities laws, which differentiates it from unregulated digital currency projects [1][4]. - The concept of "tokenization" is explained as creating a digital certificate for real-world assets, recorded on the blockchain, which enhances security and efficiency in trading [2][3]. - MyStonks targets three main user groups: "crypto-native" users familiar with blockchain, global retail investors facing barriers in traditional markets, and professional investors seeking efficiency and transparency [3][4]. Group 2: Market Trends and Growth - The SEC's "crypto plan" signals a shift where regulation will drive innovation rather than hinder it, aligning with MyStonks' approach to embrace compliance while leveraging blockchain technology [4][5]. - MyStonks has experienced a remarkable growth in daily trading volume, achieving a 2000-fold increase, with current daily trading around $12 million and a user base of 18,000, attributed to strategic market understanding and compliance efforts [6][7]. - The collaboration with Fidelity for asset custody ensures that each tokenized stock is backed by real assets, enhancing trust and demonstrating that on-chain and off-chain systems can complement each other [7]. Group 3: Future Challenges and Goals - MyStonks anticipates challenges in maintaining compliance while expanding its services to a broader U.S. user base, with ongoing attention to regulatory developments [7]. - The company aims to become a leading infrastructure for on-chain U.S. stock trading, addressing traditional financial barriers and promoting financial inclusivity through innovative solutions [7].