大利好！工行、农行、建行、交行等多家银行响应消费贷贴息！部分省市已有先例，贴息标准多在1.5%左右

Group 1 - The core viewpoint of the news is the implementation of personal consumption loan interest subsidy policies by multiple banks in response to the State Council's meeting on July 31, aimed at reducing credit costs and stimulating consumption [2][3][6] - Major banks, including Industrial and Agricultural Banks, are actively working to implement these policies, optimizing processes and simplifying procedures to ensure timely benefits for consumers [2][3] - The specific execution details of the subsidy policy are still pending, but there are existing precedents in regions like Sichuan, Chongqing, and Hangzhou, with subsidy rates generally around 1.5% [4][5][6] Group 2 - Sichuan has implemented a consumption loan subsidy policy since September 2023, providing a 1.5% subsidy for loans used for specific consumer goods, with over 580 million yuan already disbursed [5][6] - Different regions have varying subsidy standards and implementation processes, with Chongqing initially setting a 1.5% rate and later increasing it to 2%, while Hangzhou's cap is also at 1.5% [6] - The policy aims to create a positive feedback loop between demand and supply, enhancing consumer willingness and capacity while alleviating liquidity pressures on service industry entities [6]