二季度全国支付体系运行总体平稳

Group 1 - The People's Bank of China reported that in Q2, non-cash payments reached 101.72 trillion yuan, a year-on-year increase of 6.83%, reversing a slight decline in Q1 [1] - In Q1, non-cash payment volumes and amounts saw a slight decline of 5.23% and 5.2% year-on-year, respectively, due to the impact of the pandemic [1] - With effective pandemic control, the economy showed signs of recovery, leading to significant growth in non-cash payments in Q2, with volumes and amounts increasing by 6.18% and 6.83% year-on-year, respectively [1] Group 2 - The number of bank accounts opened nationwide reached 11.866 billion by the end of Q2, with a quarter-on-quarter growth of 3.05%, an increase of 1.62 percentage points compared to the previous quarter [1] - The growth rate of bank card issuance slightly rebounded, and transaction volumes also recovered in Q2, with 81.457 billion transactions amounting to 21.908 trillion yuan, representing year-on-year increases of 6.2% and 0.91% [1] - In Q1, bank card transaction volumes and amounts decreased by 5.35% and 10.51% year-on-year, respectively [1] Group 3 - Despite maintaining growth in mobile payment volumes in Q1, the growth rate of payment amounts fell below 5%. In Q2, mobile payment volumes surged, with banks processing 30.141 billion transactions amounting to 10.617 trillion yuan, reflecting year-on-year growth of 26.99% and 33.61% [1] - Non-bank payment institutions processed 203.508 billion network payment transactions in Q2, amounting to 7.022 trillion yuan, with year-on-year increases of 14.48% and 18.37%, showing a significant rebound compared to Q1 [2]