金融监管总局向业内发文，8月20日前完成数据修正

Core Viewpoint - The Financial Regulatory Bureau has issued a notice to enhance the standardization of regulatory data reporting for life insurance companies, aiming to improve data quality and establish a solid regulatory data foundation [1][4]. Group 1: Regulatory Requirements - Life insurance companies must submit standardized regulatory data according to the 2024 version by April 20, 2025, covering data from January 1, 2023, to March 31, 2025 [1]. - Starting from May 2025, companies are required to report full, incremental, and change data by the 20th of each month [1]. Group 2: Data Reporting Issues - Some companies have reported issues with data file submissions, including content errors and inconsistencies, leading to failures in data storage [2]. - Historical data reporting has been problematic, with some companies failing to report stock data since January 1, 2023, resulting in omissions in key information like premiums and claims [2]. - Frequent corrections and resubmissions of data by some companies have negatively impacted the timeliness and accuracy of the data [2]. Group 3: Data Quality and Governance - There are concerns regarding data quality, with issues such as improper data processing and inaccuracies in financial reporting [3]. - The notice emphasizes the need for life insurance companies to establish a data responsibility system, ensuring accountability for data quality and governance [2][3]. - Companies are required to enhance their data governance practices, improve digital capabilities, and ensure accurate historical data reporting by August 20, 2025 [3]. Group 4: Industry Implications - Standardized regulatory data reporting is crucial for the regulatory body to formulate scientific policies and guide industry development, providing reliable data for decision-making [4]. - The notice aims to address the root causes of previous data reporting issues, which stemmed from insufficient internal emphasis and lack of accountability [4].