金融监管总局：强化人身险数据报送要求 持续提升数据质量

Core Viewpoint - The Financial Regulatory Bureau has issued a notice to enhance the standardization of regulatory data reporting for life insurance companies, aiming to improve data quality and establish a solid regulatory data foundation [1][2][4] Data Reporting Requirements - Life insurance companies are required to submit standardized regulatory data for the period from January 1, 2023, to March 31, 2025, by April 20, 2025, according to the 2024 version of the regulatory data standards [1] - Starting from May 2025, companies must report full, incremental, and change data by the 20th of each month [1] Issues Identified - Some companies have failed to report historical data as required, leading to omissions in key information such as premiums and claims [2] - There are instances of incorrect reporting, including misattributing data from before 2023 as 2023 data [2] - Frequent corrections and resubmissions of data by some companies have negatively impacted the timeliness and accuracy of the data [2] Data Quality Concerns - Issues with data processing and accuracy have been noted, including improper data handling, missing information, and incorrect financial reporting [2][3] - Companies are urged to establish a data responsibility system to ensure data consistency with business operations [2][3] Data Governance and Management - Life insurance companies must enhance data governance and management responsibilities, ensuring comprehensive management throughout the data reporting process [3] - Companies are required to correct historical data reporting issues by August 20, 2025, and avoid frequent resubmissions [3] Regulatory Support and Oversight - The Financial Regulatory Bureau emphasizes the importance of guiding life insurance companies through various measures to ensure compliance with standardized data reporting [3][4] - The notice aims to strengthen the data management system and clarify responsibilities at each stage of data reporting [4]