跨境支付通正式上线 全国首笔业务落地深圳

Core Insights - The launch of the Cross-Border Payment System marks a significant innovation in financial infrastructure connectivity between mainland China and Hong Kong, allowing residents to conduct real-time cross-border remittances [1][3] Group 1: Cross-Border Payment System - The Cross-Border Payment System enables residents from both regions to send money directly in RMB or HKD, enhancing convenience and efficiency in cross-border transactions [1] - The first transaction under this system was successfully completed in Shenzhen, showcasing its immediate operational capabilities [1] - Users can easily access the service through mobile banking applications, requiring only a phone number or account details for transactions [1] Group 2: Historical Context and Development - The People's Bank of China has been facilitating cross-border financial cooperation since 1998, introducing various services to enhance financial connectivity between Shenzhen and Hong Kong [2] - In 2024, the total cross-border transactions between the two regions reached 6.178 million, amounting to approximately 95.367 billion USD, indicating a robust financial integration [2] - Shenzhen has been proactive in developing cross-border payment innovations, with over 3.21 million bank accounts opened by Hong Kong residents in the city by May 2025 [2] Group 3: Future Prospects - The Cross-Border Payment System is expected to support the integration of the Guangdong-Hong Kong-Macao Greater Bay Area and bolster Hong Kong's status as an international financial center [3] - The People's Bank of China plans to continue promoting financial support for the Greater Bay Area and enhance regulatory alignment between Shenzhen and Hong Kong [3]