Core Viewpoint - The establishment of the "National Small and Micro Enterprises Fund Flow Credit Information Sharing Platform" by Xinwang Bank aims to address the financing difficulties faced by small and micro enterprises through digital integration of fund flow information [1][2] Group 1: Platform Overview - The fund flow information platform is designed to create a multi-dimensional credit assessment system by integrating transaction data from bank accounts and payment settlements [1] - The platform is maintained by the People's Bank of China and aims to provide objective credit evaluation for financial institutions, thereby alleviating information asymmetry in financing for small and micro enterprises [1] Group 2: Services Offered - Xinwang Bank has integrated with the fund flow information platform, allowing small and micro business owners to authorize data sharing online while ensuring the protection of their information rights [2] - The bank's services are tailored to the unique credit needs of small businesses, offering online, real-time, and comprehensive support based on behavioral data [2] Group 3: Future Outlook - Xinwang Bank plans to enhance its digital inclusive finance services with the support of the fund flow information platform, aiming to expand its service coverage for small and micro enterprises and contribute to high-quality development of the real economy [2]
助力中小微企业破解融资难题,新网银行接入全国中小微企业资金流信用信息共享平台
Zhong Guo Jing Ji Wang·2025-08-08 07:20