蚂蚁保“好医保”升级2025版，扩大先进医药保障范围

Core Viewpoint - Ant Insurance has upgraded its "Good Medical Insurance" series, expanding coverage to include 470 advanced hospitals across China, enhancing access to high-quality medical services for users [1][2]. Group 1: Product Features - The upgraded "Good Medical Insurance" series includes three core products: flagship version, middle-aged version, and children's version, catering to all age groups [2]. - The new version covers specific diseases for different demographics, including cancer and cardiovascular diseases for adults, severe malignant tumors for the elderly, and 120 specific diseases for children [2]. - The insurance now includes reimbursement for outpatient medications and over 1,500 advanced medical devices, with a 100% reimbursement rate for eligible claims [3]. Group 2: Accessibility and Affordability - The upgraded insurance maintains affordable pricing, with the flagship version costing approximately 417 yuan annually for a healthy 30-year-old female, providing coverage up to 4 million yuan [5]. - The initiative aims to make high-end medical services accessible to users of affordable medical insurance, promoting inclusivity in healthcare [5][6]. Group 3: Industry Impact - The upgrade is seen as a significant step in enhancing the accessibility of advanced medical services and deepening the development of commercial health insurance in the inclusive sector [6]. - The introduction of features like zero deductible and long-term coverage sets a benchmark for inclusive commercial health insurance, contributing positively to the multi-tiered healthcare system in China [6].