十年磨砺 | 从传统租赁到智慧金融,永赢金租以专业为钥解锁产融新动能
Zhong Guo Jing Ji Wang·2025-08-08 07:24

Core Viewpoint - Yongying Financial Leasing has evolved from a "funding provider" to a "smart partner" over the past decade, focusing on solving financing issues for small and micro enterprises and supporting the intelligent transformation of the manufacturing industry [1] Group 1: Technological Empowerment - Yongying Financial Leasing utilizes advanced technologies such as big data for risk control, blockchain for transaction verification, cloud computing for service ecosystems, and artificial intelligence to optimize approval processes [2] - The company has injected over 90 billion yuan into more than 30,000 high-tech and specialized enterprises, creating a comprehensive support system covering research, production, and upgrades [2] Group 2: Addressing Time Constraints - A Shenzhen optical enterprise, benefiting from the AI and cloud computing boom, anticipates a significant revenue increase in 2024 and plans to expand production [4] - Yongying Financial Leasing's team identified the company's urgent need for equipment financing and implemented a "green channel + intelligent approval" mechanism, completing the funding process in three weeks [4] Group 3: Understanding Industry Dynamics - The company has developed an "intelligent due diligence model" to evaluate innovation potential and a "policy radar system" to match local support policies, assisting over 6,200 enterprises in obtaining government subsidies [5] Group 4: Digital Financial Innovation - Yongying Financial Leasing transforms intangible assets like algorithm patents into assessable credit assets, facilitating the transition from laboratory to industrialization for tech companies [6] - The company has provided over 8 billion yuan in financing support to various AI service providers and research institutions, with 62% of funding allocated to core equipment purchases [9] Group 5: Equipment Leasing for AI Infrastructure - In response to the exponential growth in AI computing needs, Yongying Financial Leasing customized a "step-by-step leasing" model for an internet group's cloud computing division, effectively addressing a 200 million yuan funding gap [8] - The efficient deployment of 1.87 billion yuan in funding has significantly enhanced the company's AI computing capabilities, improving model training efficiency by nearly 300% [8] Group 6: Comprehensive Service Platform - Yongying Financial Leasing has launched the "Equipment Home" ecosystem, providing a one-stop service platform for equipment procurement, which has registered over 20,000 members and achieved a transaction volume exceeding 4 billion yuan [9][11] - The platform has assisted over 100,000 enterprises in financing leasing services, facilitating the upgrade of more than 200,000 sets of equipment, amounting to over 150 billion yuan [11]

十年磨砺 | 从传统租赁到智慧金融,永赢金租以专业为钥解锁产融新动能 - Reportify