内蒙古农商银行正式设立 筹备期重点攻坚不良清收

Core Insights - The establishment of Inner Mongolia Rural Commercial Bank marks a significant step in the reform of rural credit institutions in Inner Mongolia, indicating a new phase in the region's financial reform journey [1][2] Group 1: Bank Establishment and Capital - Inner Mongolia Rural Commercial Bank has a registered capital of 58.017 billion yuan, with its business scope encompassing banking operations [2] - The bank's establishment is seen as crucial in the context of deepening financial reforms across the country [2] - The preparatory work for the bank began in March 2024, with a completion deadline set for six months from the approval date [2] Group 2: Focus on Non-Performing Assets - The management of non-performing assets has been a focal point during the bank's preparatory phase, with multiple meetings held to address asset recovery strategies [3] - The chairman, Liu Feng, emphasized the need for a structured approach to categorize and tackle non-performing assets, aiming for a comprehensive recovery strategy [3][4] - Liu Feng also highlighted the importance of minimizing bureaucratic processes to enhance operational efficiency during the bank's establishment [4] Group 3: Reform and Risk Management - The financial regulatory authority has outlined plans to transform rural credit institutions into clearly defined financial entities, enhancing governance and operational clarity [5] - By 2025, the focus will be on risk prevention and resolution, with a commitment to effectively manage risks associated with small and medium-sized financial institutions [5] - The ongoing reforms aim to create a more integrated and resilient rural financial system, with tailored strategies for different regions [6]