优化险资重大股权投资行业范围！金融监管总局发文

Core Viewpoint - The Financial Regulatory Bureau has issued a notice to standardize major equity investments by insurance funds in unlisted companies, emphasizing the need for prudent and stable investment practices while adjusting the scope of investable industries [1][2]. Group 1: Adjustments to Investable Industries - The notice expands the scope of investable industries to include technology and big data sectors, alongside existing industries such as insurance, non-insurance finance, and modern agriculture [2][3]. - The regulatory authority acknowledges that the risk of major equity investments is generally controllable, but highlights the need for improved support for new economy and technology sectors [2]. Group 2: Investment Guidelines and Requirements - Insurance groups and companies can invest in various sectors, including insurance-related enterprises, non-insurance financial enterprises, and newly added sectors like technology and big data [3]. - The notice stipulates that invested companies should have a simple equity structure and a clear main business focus, avoiding situations outlined in previous regulations [5]. Group 3: Transitional Measures and Management Responsibilities - A five-year transition period is established for existing investments that do not meet the new requirements, during which insurance institutions must develop rectification plans [6]. - Insurance institutions are required to strengthen management of equity investments, ensuring that the control levels between financial and non-financial subsidiaries do not exceed specified limits [6]. Group 4: Future Regulatory Directions - The Financial Regulatory Bureau plans to continue reforming the use of insurance funds, enhancing regulatory policies, and promoting investments in strategic emerging industries to support high-quality development in the insurance sector [7].