北京再次优化住房限购政策，符合条件家庭购买五环外住房不限套数

Core Viewpoint - The recent notification from Beijing's housing authorities aims to optimize and adjust real estate policies, particularly focusing on the purchasing conditions for residential properties in the city, effective from August 9, 2025 [1] Policy Adjustments - Residents meeting the criteria can purchase an unlimited number of properties outside the Fifth Ring Road, including both new and second-hand homes [1] - The maximum loan amount for housing provident fund contributions has increased from 100,000 yuan to 150,000 yuan for each year of contribution, and the maximum loan for a second home has risen from 600,000 yuan to 1,000,000 yuan [1] - The minimum down payment for a second home has been standardized to no less than 30%, eliminating the distinction between properties inside and outside the Fifth Ring Road [1] Eligibility Criteria - Beijing residents and non-Beijing residents who have paid social insurance or individual income tax for at least two years are eligible to purchase unlimited properties outside the Fifth Ring Road [1] - Single adults purchasing properties in the city will be subject to the same purchasing restrictions as family units [1] Existing Policies - The purchasing policies for properties within the Fifth Ring Road remain unchanged, with Beijing residents limited to two properties and non-Beijing residents with three years of social insurance or tax payments limited to one property [1]