重磅！北京发布购房新政→

Core Points - The Beijing Municipal Housing and Urban-Rural Development Committee and the Beijing Housing Provident Fund Management Center issued a notification to optimize and adjust real estate policies, effective from August 9, 2025 [1] Group 1: Policy Changes - Families meeting the criteria will no longer have restrictions on the number of homes they can purchase outside the Fifth Ring Road in Beijing [3] - The notification specifies that eligible residents, including local families and non-local families who have paid social insurance or individual income tax for at least two years, can buy an unlimited number of homes outside the Fifth Ring Road [3] Group 2: Housing Provident Fund Support - The notification enhances support for housing provident fund loans in four ways: 1. Expanding the scope of first-home provident fund loan support for applicants without housing in Beijing and who have not taken out a provident fund loan nationwide or have fully repaid one loan [4] 2. For second-home purchases using provident fund loans, the maximum loan amount is set at 1 million yuan, with a minimum down payment ratio of no less than 30% [4] 3. Applicants can borrow 150,000 yuan for each year of provident fund contributions, with partial years calculated as a full year [4] 4. Support for applicants to withdraw provident fund for down payments while simultaneously applying for provident fund loans [5]