唯捷创芯: 对外担保管理制度

Core Viewpoint - The external guarantee management system of Weijie Chuangxin (Tianjin) Electronic Technology Co., Ltd. aims to protect investors' interests, regulate the company's guarantee behavior, control asset operation risks, and promote healthy and stable development [1]. Group 1: General Principles - The system defines "external guarantees" as guarantees, mortgages, or pledges provided by the company on behalf of others, including guarantees for its controlling subsidiaries [1][2]. - The total amount of external guarantees includes guarantees provided by the company and its controlling subsidiaries [1]. - The company must adhere to principles of legality, prudence, mutual benefit, and safety in providing external guarantees [2]. Group 2: Approval Procedures - External guarantees must be approved by the board of directors or the shareholders' meeting [5]. - Guarantees exceeding 10% of the company's latest audited net assets require shareholders' meeting approval after board review [5]. - The board must ensure that any guarantee provided does not exceed 50% of the company's latest audited net assets [5]. Group 3: Risk Management - The company’s directors and senior management must carefully manage and control the debt risks arising from guarantees [2]. - The company must conduct thorough investigations into the financial and operational status of the entities seeking guarantees [3][4]. - The company must ensure that the guarantees provided are backed by sufficient collateral from the guarantors [2][4]. Group 4: Information Disclosure - The company is required to disclose information regarding external guarantees in accordance with the relevant regulations [12][13]. - Any external guarantee must be reported to the board and disclosed to the public if the guaranteed party fails to fulfill its debt obligations [13][14]. - The company must maintain confidentiality regarding guarantee information until it is publicly disclosed [12]. Group 5: Responsibilities of Related Parties - Any personnel involved in providing guarantees must adhere strictly to the established procedures and may face penalties for violations [14]. - The board of directors is responsible for investigating any potential violations of the guarantee procedures and must disclose the results [14][12]. - The company must establish a management system for the use of seals related to guarantee matters to prevent unauthorized use [14].