合规筑基、普惠为本、绿色引领，中国人寿多元统筹推动ESG实践，实现多目标发展

Core Viewpoint - The report emphasizes the importance of Environmental, Social, and Governance (ESG) factors as essential for the long-term value and sustainable development of insurance companies, particularly China Life Insurance Company, which aims to be a world-class, responsible life insurance provider [1] Group 1: ESG Strategy and Implementation - China Life has developed an ESG strategy model that encompasses seven stakeholders: the state, society, industry, customers, enterprises, employees, and the environment [1] - The company aims to provide a universal methodology for the industry to achieve strategic transformation through ESG [1] Group 2: Risk Management and Compliance - Compliance management has become a cornerstone for the stable development of the insurance industry, directly impacting consumer rights and industry reputation [2] - China Life has upgraded its compliance management by focusing on digital risk control, establishing a comprehensive risk management organization that includes a three-line defense system [2][3] - The company emphasizes a proactive compliance culture, ensuring high-frequency decision-making processes align with regulatory requirements [3] Group 3: Social Responsibility and Inclusive Finance - China Life focuses on inclusive finance and social responsibility, launching diverse insurance products aimed at underserved groups, including rural residents and low-income urban populations [4][5] - The company has invested approximately 103.7 billion yuan in rural revitalization and donated 21 million yuan to its charity foundation in 2024 [6] Group 4: Green Finance and Sustainable Development - In response to climate change, China Life is transitioning from being an environmental risk bearer to a promoter of green finance, establishing a green financial ecosystem that integrates strategy, investment, operations, and products [7] - The company has developed a green finance development strategy for 2023-2025, incorporating ESG factors into its investment management and expanding its green investment project scope [9][10]