Nan Fang Du Shi Bao·2025-08-08 07:48Core Viewpoint - The core message emphasizes the need for collaboration among wealth management institutions to create a sustainable and prosperous wealth management ecosystem, as articulated by Wang Liang, the president of China Merchants Bank, during the "2025 Wealth Partner Forum" [1][2]. Group 1: Wealth Management Ecosystem - The wealth management ecosystem is expanding, with more institutions joining the collaboration, including major players like Fortune Fund, Xinhua Life, and others, totaling over 150 partner institutions [3][6]. - The focus is on high-quality development in wealth management, requiring collective efforts from the entire industry to adapt to structural changes and meet evolving client needs [6][8]. Group 2: Market Dynamics and Challenges - China Merchants Bank reported significant asset management figures, with retail client total assets exceeding 16 trillion yuan and asset management scale nearing 4.5 trillion yuan, indicating a rapid growth trajectory [7]. - The bank faces challenges such as a concentration of wealth among a small percentage of clients, with 2.5% of clients holding over 80% of assets, reflecting a growing wealth disparity [7]. Group 3: Future Outlook and Technology Integration - The financial industry is entering a low-interest-rate era, prompting a shift in wealth management strategies to balance risk, return, and liquidity [8]. - There is a growing demand for comprehensive global asset allocation services, and the integration of AI in financial services is seen as a key trend for future development [10].