建立统一信托登记制度 让信托“飞入寻常百姓家”

Group 1 - Trusts are widely used in the Anglo-American legal system for family care, wealth inheritance, and social security, while in China, trust companies are exploring ways to provide diverse trust products to a broader population [1] - Achieving common prosperity is a fundamental requirement of socialism with Chinese characteristics, and trusts can transition from serving high-net-worth clients to being more inclusive [1] - The current trust services in China mainly focus on fund trusts, while over 70% of urban and rural residents' assets are in real estate, and most entrepreneurs' wealth is tied to their invested enterprises [1] Group 2 - The Chinese Trust Law categorizes trust businesses into commercial, civil, and charitable trusts, but many licensed trust companies lack the capacity or willingness to engage in social trust management, limiting the effectiveness of trusts as wealth management tools [2] - A pilot program for trust property registration in Beijing aims to broaden the scope of trust assets and services, which is significant for the transformation of the trust industry [2] - Trust companies face challenges in managing real estate and equity trusts due to the complexity and risk involved, leading clients to prefer family members as trustees for daily management [2] Group 3 - The establishment of a multi-tiered trust trustee system, including trust companies and social trust institutions, is proposed to enhance the effectiveness of trust services [3] - The experience from the private equity fund sector in China can be leveraged to improve the regulatory framework for civil trusts, allowing for better self-regulation and registration of trustees [3] - Implementing a trust registration system will signify the effective establishment of trusts, facilitating the goal of making trusts accessible to the general public [3]