聚焦农耕关键环节 守好农民“钱袋子”

Core Viewpoint - The People's Bank of China in Chifeng City is enhancing financial services to support local agriculture, focusing on payment optimization, fraud prevention, and financial technology innovation to empower rural revitalization. Group 1: Payment Optimization - The People's Bank of China in Chifeng is creating a "safe, convenient, and inclusive" payment service system to ensure efficient flow of agricultural funds, facilitating mobile payments in rural areas by adding 2,100 new merchants supporting UnionPay QuickPass [1] - The bank has simplified the process for opening agricultural accounts, introducing a "simple account opening service for small and micro enterprises," reducing the account opening time to within one working day, benefiting 330 new agricultural operators [1] Group 2: Fraud Prevention - A three-pronged fraud prevention system has been established to protect farmers from scams, particularly during the spring plowing season, which is a peak time for telecom fraud [2] - The bank has blocked the transfer of 1.36 million yuan in suspicious funds and assisted law enforcement in capturing nine suspects [2] - A "Payment Safety Promotion Team" has been formed to conduct 28 anti-fraud activities in rural areas, reaching 18,000 farmers through case studies and simulations to expose scams like "fake seed sales" and "false agricultural investments" [2] Group 3: Financial Services Outreach - The People's Bank of China in Chifeng has organized a "Spring Plowing Payment Service Team" to extend financial services directly to farmers, addressing issues of accessibility and convenience [3] - Financial institutions have conducted 380 transactions through mobile service vehicles and home visits, amounting to 950,000 yuan, to assist farmers and elderly individuals who face difficulties with travel and online operations [3] - A total of 3,084 agricultural service points have established "Payment Knowledge Corners," distributing 5,000 copies of the "Spring Plowing Payment Guide," which includes information on fraud prevention, mobile payment operations, and subsidy policy explanations [3]