保险业筑牢“安全堤坝”

Group 1: Government and Regulatory Actions - The State Council emphasized the importance of flood prevention and disaster relief during the critical period of "July down, August up," focusing on ensuring the safety of people's lives and property [1] - The Ministry of Emergency Management highlighted the need for proactive measures in disaster prevention, particularly during heavy rainfall in remote areas [2] - Financial regulatory authorities provided guidance on disaster prevention and insurance claims, urging consumers to focus on personal safety and property protection [3] Group 2: Insurance Industry Response - The insurance industry has actively engaged in disaster prevention and response, implementing measures such as risk reduction services and emergency plans ahead of severe weather events [2][3] - China Pacific Insurance in Guangdong has established 15 special working groups and conducted 11 flood prevention drills, enhancing disaster response capabilities [3] - Insurance companies like China Life Property & Casualty and PICC have mobilized resources for 24-hour support in rescue and claims processes during severe weather events [2][4] Group 3: Claims and Support Services - Insurance companies have streamlined claims processes, with PICC completing a claim for a damaged greenhouse within 40 minutes, demonstrating efficiency in disaster response [4] - In Shandong, Dadi Insurance received over 100 claims within six hours of heavy rainfall, utilizing a risk heat map to identify affected areas [5] - Sunshine Property & Casualty in Guizhou provided continuous support to clients affected by severe flooding, showcasing the industry's commitment to customer service [5] Group 4: Agricultural Insurance Focus - The insurance sector is prioritizing agricultural disaster prevention, with companies conducting on-site assessments and utilizing technology for accurate loss evaluations [6][7] - The emphasis on agricultural insurance is critical due to increasing natural risks from climate change, with a focus on ensuring food security [6][7] - Companies are implementing pre-payment mechanisms to assist farmers in recovery efforts, ensuring a seamless connection between warning, assessment, and compensation [6]