两部门联合发布实施方案 促进普惠金融高质量发展

Core Viewpoint - The implementation plan aims to promote high-quality development of inclusive finance in China, emphasizing the need for a multi-layered, diversified financial service system to meet the diverse financial needs of the public and the real economy [1][2]. Group 1: Implementation Plan Overview - The plan includes six parts and 16 measures focusing on optimizing the inclusive financial service system, enhancing the inclusive credit system, and strengthening the inclusive insurance system [1][2]. - It emphasizes the importance of centralized leadership from the Party and aims to improve the coverage and accessibility of inclusive financial services while reducing overall costs [1]. Group 2: Specific Measures - The plan calls for the establishment of a multi-level, widely covered, and differentiated inclusive financial institution system, particularly improving financial services in rural areas [2]. - It aims to enhance the inclusive credit management system, improve credit services for small and micro enterprises, and increase credit support for agriculture and poverty-stricken areas [2]. - The plan also focuses on developing the inclusive insurance system by promoting specialized mechanisms within insurance companies and expanding the range of inclusive insurance products [2]. Group 3: Organizational Support - Financial management departments and banking institutions are required to strengthen coordination, enhance team building, and leverage digital capabilities to ensure the effective implementation of the plan [2]. - The financial regulatory authorities will actively work to ensure that the major decisions regarding inclusive finance from the Party and the State Council are effectively executed [2].