证监会简化办理已故投资者小额遗产继承程序

Core Viewpoint - The China Securities Regulatory Commission (CSRC) has issued a notice to simplify the process for inheriting small estates of deceased investors, aiming to enhance financial services and facilitate the inheritance process for investors [1]. Summary by Relevant Sections Inheritance Process Simplification - The notice outlines four conditions that must be met to process the inheritance of a deceased investor's small estate [2]. - Both the deceased investor and the applicant must be domestic individuals, with the applicant being the spouse, children, parents, or designated heirs in a notarized will [2]. - The total net assets under the deceased investor's account at the same securities company must not exceed 50,000 RMB (or equivalent foreign currency), excluding any accrued interest [2]. - The total value of public fund products managed by the same public fund manager or held in accounts at the same fund sales institution must also not exceed 50,000 RMB (or equivalent foreign currency), excluding any accrued returns [2]. - The applicant must visit the securities company's business location to apply for the small estate inheritance, while applications to public fund managers or sales institutions must follow their specific requirements [2]. Documentation and Review Process - Applicants are required to submit relevant materials to the securities company, public fund manager, or fund sales institution for the small estate inheritance process [2]. - The institutions receiving the applications must conduct necessary reviews of the submitted materials, ensuring they fulfill their due diligence obligations during the review process [2].