多层次多元化支付服务体系不断完善

Core Viewpoint - The People's Bank of China (PBOC) is actively enhancing payment services for specific groups such as the elderly and foreign visitors, resulting in significant improvements in payment convenience across various scenarios [1][2][3]. Group 1: Payment Convenience Enhancements - The PBOC has implemented measures to improve payment services for foreign visitors and the elderly, leading to a noticeable increase in payment convenience [2]. - Foreign bank card acceptance has been made more convenient, with a significant increase in the coverage of foreign card acceptance in key locations such as shopping areas, scenic spots, airports, and hotels [2]. - Mobile payment acceptance has greatly improved, allowing foreign visitors to register for Alipay and WeChat using their foreign phone numbers and bind foreign bank cards for payments [2][4]. - The demand for foreign currency exchange has been effectively met, with foreign visitors able to exchange currency at approximately 67,000 bank outlets and 32,000 ATMs nationwide [2]. Group 2: Simplified Banking Services - Foreign visitors can now open domestic bank accounts more easily, with simplified procedures and multi-language support, significantly enhancing their banking experience [3]. - The PBOC has made efforts to improve banking services for the elderly, with over 99% of bank branches undergoing modifications to enhance accessibility for older customers [3]. Group 3: Cash Payment Environment - The PBOC is committed to optimizing the cash payment environment, with 99.3% of surveyed businesses supporting cash payments [6]. - Future plans include enhancing inter-departmental collaboration to ensure the implementation of cash usage policies and improving merchants' cash handling services [6][7]. - The PBOC aims to establish a sustainable model for small denomination cash services and will continue to address and penalize businesses that refuse cash payments [7].