Core Viewpoint - The People's Bank of China, Panjin Branch, is actively enhancing financial services in county areas through a comprehensive framework that emphasizes collaboration, increased credit supply, improved financial management, and public financial literacy, thereby supporting the coordinated development of the county economy [1][2][3][4]. Group 1: Financial Collaboration Framework - The Panjin Branch is establishing a new cooperation model between grassroots central banks and local governments, creating a "multi-stakeholder" work pattern to enhance county financial services [1]. - A joint "County Financial Service Joint Conference System" has been implemented to facilitate information exchange, resource sharing, and cooperation among financial institutions and local governments [1]. - Regular communication with local government leaders and financial institutions has been initiated to strengthen collaboration in the financial sector [1]. Group 2: Credit Supply Enhancement - The Panjin Branch is guiding banks to innovate financial products tailored to local industries, focusing on key sectors such as rice and river crabs, and introducing over 30 credit products like "Golden Crab Loan" and "Agricultural Machinery Loan" [2]. - New financing mechanisms for agricultural entities have been developed, including collateral loans based on agricultural inventory [2]. - The branch is promoting green finance initiatives and has launched various online financial products to enhance accessibility for rural clients [2]. Group 3: Financial Service Optimization - The Panjin Branch is improving the rural financial infrastructure to provide more convenient services, including the establishment of a rural credit system and the "Whole Village Credit" initiative [3]. - A total of 143 rural bank outlets and 1,963 ATM/POS terminals have been set up to enhance financial service accessibility [3]. - The branch has introduced a work plan to optimize nine business lines, including monetary credit and rural credit services [3]. Group 4: Public Financial Literacy Promotion - The Panjin Branch is conducting a series of outreach activities to improve public financial literacy, including financial knowledge lectures and community engagement initiatives [4]. - Over 600 promotional and educational activities have been conducted, reaching more than 50,000 individuals [4]. - The branch is collaborating with various local entities to address financial legal issues and enhance community awareness of financial services [4].
中国人民银行盘锦市分行提升县域金融服务质效 助力县域经济金融共生双赢
Jin Rong Shi Bao·2025-08-08 07:55