金融“资”援，“贷”回“兴”希望

Core Viewpoint - The financial system in Hunan Province is actively supporting disaster recovery efforts in Zixing following the severe impact of Typhoon "Gemi," which caused significant economic losses and damage to infrastructure [2][3]. Financial Support for Disaster Recovery - Financial institutions in Zixing have issued a total of 1.224 billion yuan in special loans for disaster recovery efforts [2]. - As of February 2025, the total loan balance in Zixing reached 27.162 billion yuan, reflecting a year-on-year growth of 17.03%, surpassing the average growth rate of 5.43% for the city [2]. Immediate Financial Actions - The People's Bank of China in Chenzhou quickly coordinated with local financial institutions to enhance support for disaster recovery, including issuing 700 million yuan in re-loans to local banks [3]. - Agricultural Development Bank of China provided 888 million yuan in special loans for infrastructure repair and agricultural recovery projects [5]. Community and Infrastructure Support - Local banks implemented various relief measures, including lowering interest rates and adjusting repayment plans for affected businesses, with a total of 51 market entities receiving 51.0682 million yuan in new loans [4]. - The Asian Infrastructure Investment Bank allocated 500 million USD for infrastructure loans to support Zixing's recovery [5]. Insurance and Risk Management - Insurance companies in the region completed claims for over 800 affected households, totaling more than 42.6 million yuan within a month after the disaster [6]. - The rapid claims process by insurance firms significantly aided agricultural recovery, with one insurance company paying out over 6 million yuan in agricultural insurance claims [6]. Long-term Recovery and Development - Financial support is not only focused on immediate relief but also on sustainable development, with initiatives to restore and enhance local industries, such as solar energy projects [8]. - Local banks have provided 230 million yuan in loans to support cultural and tourism sectors, leveraging Zixing's natural attractions [8]. Community Resilience and Business Growth - Local businesses are expanding and adapting post-disaster, with one restaurant owner receiving 1.4 million yuan in loans to enhance his establishment, anticipating increased tourism [9]. - The establishment of concentrated resettlement points has been completed, providing housing for displaced residents [11].