Teen Drivers, Dorm Parking, and Insurance: What to Know Before the Fall Semester

Core Insights - Mercury Insurance provides essential tips for families and students to ensure proper vehicle insurance coverage as students head to college [1][2] Group 1: Insurance Tips for College-Bound Drivers - Update the auto insurance policy to reflect the new garaging address, as coverage and rates may vary based on the vehicle's primary location [5] - Consider the usage of the vehicle; if the student leaves the car at home, a reduced rate may be available [5] - Ensure vehicles are secure, as dorm and campus parking lots can be prone to theft and vandalism; comprehensive and collision coverage is recommended [5] - Familiarize with campus parking regulations to avoid fines or towing, as college campuses have specific parking rules [5] - Bundling auto and renters insurance can provide additional savings and peace of mind for students living in dorms or off-campus housing [5] Group 2: Company Overview - Mercury Insurance is headquartered in Los Angeles and offers multiple lines of insurance, including personal auto, homeowners, and renters insurance [3][4] - The company has over 4,200 employees and a network of more than 6,340 independent agents across 11 states [4] - Mercury Insurance has received an "A" rating from A.M. Best and has been recognized as a "Best Auto Insurance Company" by Forbes and Insure.com [4]