北京：符合条件家庭 五环外购房不限套数

Core Viewpoint - Beijing's housing policy has been adjusted to allow eligible families to purchase an unlimited number of properties outside the Fifth Ring Road, aiming to stimulate the real estate market and support homebuyers [1][2] Group 1: Policy Changes - Eligible families can now buy an unlimited number of properties outside the Fifth Ring Road, including both new and second-hand homes [1] - The purchase policy for properties within the Fifth Ring Road remains unchanged, with restrictions of two properties for Beijing residents and one for non-residents who have paid social insurance or income tax for over three years [1] Group 2: Housing Fund Support - The policy expands the scope of housing fund support for first-time homebuyers, allowing those with a cleared loan record nationwide to be recognized as first-time buyers, potentially reducing down payment by up to 600,000 yuan and monthly payments by 253 yuan [1][2] - The maximum loan amount for second homes has been increased from 600,000 yuan to 1 million yuan, and the minimum down payment ratio has been standardized to 30% for both Fifth Ring inner and outer properties [2] - The loan amount per year of housing fund contribution has been raised from 100,000 yuan to 150,000 yuan, reducing the required contribution period for a 1.2 million yuan loan from over 11 years to about 7 years [2] - The policy allows contributors to withdraw housing funds for down payments while simultaneously applying for housing loans, facilitating the purchase of newly built homes [2]