珠海华润银行收到334万元罚单，去年净利润缩水近七成

Core Viewpoint - Zhuhai China Resources Bank has been penalized for multiple regulatory violations, resulting in a total fine exceeding 3.6 million yuan, highlighting significant compliance and internal control risks within the institution [3][5]. Group 1: Regulatory Violations and Penalties - Zhuhai China Resources Bank was fined 3.3475 million yuan for violating regulations related to payment settlement, currency and gold business, treasury business, credit reporting, and anti-money laundering [3]. - Several senior executives were also penalized, including: - Wu, the former general manager of the personal credit department, fined 135,000 yuan for failing to comply with credit information collection and customer identity verification regulations [2][4]. - Ma, the former deputy general manager of the intelligent technology department, fined 11,000 yuan for not properly maintaining customer identity information and transaction records [2]. - Cheng, the former general manager of the risk management department, fined 76,000 yuan for violations related to credit information management [2]. - Tan, the former general manager of the legal compliance department, fined 50,000 yuan for failing to fulfill customer identity verification obligations [4]. Group 2: Financial Performance - In 2024, Zhuhai China Resources Bank reported revenue of 7.132 billion yuan, an increase of 4.87%, while the net profit attributable to shareholders plummeted nearly 70%, from 1.396 billion yuan to 444 million yuan, attributed to credit impairment losses [5]. - The bank continued to experience financial pressure in the first quarter of the current year, with revenue declining by over 20% [5].