金融“活水”为回升向好添动力增活力

Core Viewpoint - The financial policies implemented in Shaanxi have effectively supported the province's economic growth and stability, with significant improvements in financing and credit structures observed in the first half of the year [1][2]. Financial Performance - Shaanxi's social financing scale increased by 347.9 billion yuan in the first half of the year, with the balance of RMB loans reaching 61,173.27 billion yuan, a year-on-year growth of 7.93%, surpassing the national average by 0.83 percentage points [1]. - The balance of RMB deposits stood at 74,896.67 billion yuan, reflecting a year-on-year increase of 8.29% [1]. Loan Distribution - Over 80% of new loans were directed towards enterprises, with medium and long-term loans increasing by 73.06 billion yuan year-on-year [3]. - The growth in loans for the leasing, business services, manufacturing, and construction sectors accounted for 68% of the total loan increase, indicating an optimized credit structure [3]. Targeted Financial Support - New medium and long-term loans for the manufacturing sector amounted to 56.11 billion yuan, an increase of 17.96 billion yuan year-on-year [4]. - The balance of inclusive micro and small enterprise loans reached 6,156.16 billion yuan, growing by 14.26% year-on-year [4]. - Green loan balances increased to 8,239.26 billion yuan, reflecting a growth of 9.40% since the beginning of the year [4]. Focus on Key Projects - Financial support for key projects has intensified, with loans for provincial key projects in the first five months accounting for over half of the total loans disbursed in the previous year [5]. - The government has been actively facilitating "government-bank-enterprise" connections to ensure funding for critical projects [5]. Innovation and Technology Financing - Shaanxi's technology finance initiatives are gaining momentum, with the establishment of various financial products and services aimed at supporting innovation [6]. - The expansion of the AIC equity investment fund and the launch of the first technology enterprise merger loan in Xi'an highlight the province's commitment to fostering a robust technology finance ecosystem [6].