Group 1 - The article highlights the rapid response of "Beijing Inclusive Home Insurance" to extreme rainfall in Beijing, which resulted in damage to 24,000 homes. The company established a special claims team to expedite the claims process and deliver compensation to policyholders quickly [1] - The article discusses the launch of various inclusive home insurance products in multiple cities, such as "Quancheng Huijia Bao" in Jinan and "Guijia Bao" in Guilin, which are designed to provide affordable home protection to more families under a government-guided co-insurance model [1] - The article emphasizes the importance of home insurance in enhancing the risk management framework for families, especially in the context of increasing urbanization and frequent extreme weather events [2] Group 2 - The article outlines the coverage of inclusive home insurance, which includes protection for both homeowners and renters against common household risks such as fire, water damage, theft, and liability for third-party injuries or damages [2] - Additional services offered by inclusive home insurance products, such as home inspections and maintenance services, are highlighted, which aim to help residents proactively identify and mitigate risks [3] - The article advises consumers to carefully read insurance terms and conditions, focusing on compensation ratios, limits, and exclusions, to ensure they understand their coverage and claims process [3]
普惠家财险为住宅撑起防护伞
Jing Ji Ri Bao·2025-08-10 22:02