Qi Lu Wan Bao Wang·2025-08-11 05:23Group 1 - The core viewpoint emphasizes the dual demand for cross-border settlement efficiency and compliance safety faced by small and micro export enterprises in the context of global trade recovery and digitalization [1] - The Bank of China Heze Branch has launched a penetrating service solution to address the settlement pain points of small and micro export enterprises, enhancing the security and efficiency of cross-border fund flows [1][2] - Traditional small and micro export enterprises are increasingly adopting an "online order and collection" model, but face challenges such as incomplete transaction counterparty information and difficulty in confirming the nature of funds [1] Group 2 - The Heze Branch aims to achieve the goal of maintaining compliance while providing convenience to enterprises through a "penetrating review" approach, which includes multi-dimensional cross-validation of transaction data [2] - The bank's service includes not only facilitating settlement but also embedding risk prevention throughout the service process, offering policy interpretation and risk warning to enterprises [2] - The Heze Branch plans to continue enhancing its service construction to provide more precise products, efficient processes, and attentive services for small and micro export enterprises, facilitating their cross-border settlement [2]