年内基金份额拆分产品数超去年全年，专家提示警惕“低价幻觉”

Group 1 - Multiple public funds have announced share splits, with 12 funds having completed or pending splits this year, focusing on sectors like non-ferrous metals, artificial intelligence, and innovative pharmaceuticals [1][2] - The share split by Hua Bao Fund for its ETF involves a 1:2 ratio, adjusting the minimum subscription and redemption units, indicating a trend towards making investments more accessible [2][3] - The net asset values of the funds undergoing splits are all above 1 yuan, with the highest pre-split net value being 1.7779 yuan for Hua Bao's bank ETF [2] Group 2 - Fund share splitting is a strategy to maintain product attractiveness by lowering the unit price while keeping the total asset value unchanged, which can enhance market liquidity and attract more investors [3][5] - Experts warn that while share splits do not change the risk-return characteristics of funds, they can create a false sense of security among investors, leading them to believe that lower prices equate to lower risk [4][6] - The current trend of share splits is occurring in a context of high valuations in certain sectors, which may mislead novice investors into thinking they are getting a bargain [5][6]