Zhong Guo Jin Rong Xin Xi Wang·2025-08-11 06:38Core Viewpoint - The article highlights the efforts of CITIC Bank's Guiyang branch in promoting financial services that support the development of various sectors in Guizhou, focusing on technology, green finance, inclusive finance, pension finance, and digital finance as part of the "Five Major Articles" strategy to foster economic growth and improve living standards in the region [1][10]. Group 1: Technology Finance - CITIC Bank's Guiyang branch has provided 1.884 billion yuan in technology finance loans to 72 enterprises in sectors such as big data, renewable energy, and biotechnology by June 2025 [2]. - The "Science and Technology e-loan" product has been introduced to support "specialized, refined, distinctive, and innovative" enterprises, facilitating their financing needs [2]. - A comprehensive service plan for employee stock ownership prior to IPO has been implemented, providing 16.49 million yuan in financing for a local tech company [2]. Group 2: Green Finance - The bank has established a green credit balance of 2.217 billion yuan by the end of 2024, supporting the ecological civilization construction in Guizhou [3]. - Innovative models combining green finance, ecological agriculture, and rural revitalization have been developed, exemplified by a 20 million yuan credit loan to a national agricultural enterprise [3]. Group 3: Inclusive Finance - CITIC Bank is addressing the financing challenges faced by small and micro enterprises through products like "Distribution e-loan," which reduces financing burdens by 30%-50% for distributors [4][5]. - The bank's inclusive finance loans have reached nearly 1.5 billion yuan by the end of 2024, significantly benefiting small business owners and enhancing local economic activity [5]. Group 4: Pension Finance - The bank has launched comprehensive pension financial services, including pension planning and community integration for the elderly, enhancing the quality of life for senior citizens [6]. - The establishment of a cloud service platform for elderly education has facilitated access to learning resources for seniors [6][7]. Group 5: Digital Finance - CITIC Bank is advancing its digital transformation strategy, focusing on management, operational efficiency, and service innovation [8]. - The bank has developed a digital financial service system that integrates technology, scene innovation, and ecological collaboration, enhancing supply chain financing in the liquor industry [8][9].