金融赋能乡村振兴 打造高质量发展新样板

Core Insights - Agricultural Bank of China (ABC) is leveraging regional resources to support the organic wheat industry in Yaozhanzicun, Xinjiang, contributing to rural revitalization through financial empowerment [1][4][9] Financial Support and Products - ABC's Changji branch has simplified loan processes and introduced the "Huinong e-loan" online product, providing 8 million yuan to local organic wheat farmers [4] - As of the end of July, the branch has disbursed a total of 320 million yuan in "Huinong e-loans," effectively meeting the funding needs of agricultural production [4] - A tailored financing solution was provided to a leading local wheat processing company, resulting in a loan of 10 million yuan to expand production capacity [7] Agricultural Development and Practices - Yaozhanzicun has established a professional agricultural cooperative to unify land management and implement modern farming techniques, leading to large-scale organic wheat cultivation without pesticides or chemical fertilizers [4][6] - The village has approximately 13,000 acres dedicated to organic wheat, creating a complete industrial chain from production to various organic and specialty agricultural products [7] Integration of Industries - The village is strategically located near a 5A scenic area, allowing for the integration of wheat cultivation, processing, and tourism, promoting a comprehensive development model that combines agriculture with leisure and tourism [8] - ABC has focused on the needs of various segments of the agricultural industry chain, innovating financial products and optimizing service models to support this integrated approach [8] Economic Impact - The agricultural initiatives have transformed Yaozhanzicun into a model for rural revitalization, enhancing the local economy and improving the living standards of villagers [8][10] - The bank's agricultural loan balance reached 14.8 billion yuan by the end of July, an increase of 2.6 billion yuan since the beginning of the year, providing substantial financial support for agricultural production [8]