德州银行上半年场景化金融交易突破12亿元

Core Insights - The article highlights the proactive measures taken by Dezhou Bank to enhance payment services and financial solutions tailored to the needs of the community, particularly in the context of digital transformation [1][2][3] Group 1: Payment Services and Innovations - Dezhou Bank has focused on developing scenario-based financial services that are closely related to people's daily lives, achieving 1.5962 million scenario-based financial transactions in the first half of 2025, a year-on-year increase of 31.14%, with transaction amounts exceeding 1.2 billion yuan [1] - The bank has implemented a comprehensive payment system for a local heating company, integrating offline outlets, online mini-programs, and handheld devices, which has improved payment efficiency by over 60% [1] - The bank's "Supply and Sales Full Chain Settlement Service System" was customized for a pharmaceutical retail chain, enhancing financial management through real-time reconciliation, automatic clearing, and fund monitoring, thereby increasing operational efficiency [2] Group 2: Education Sector Initiatives - Dezhou Bank has developed a "Private Kindergarten Fund Supervision System," recognized as an excellent case of digital finance and technological innovation, which ensures the safe supervision of funds and allows kindergartens to choose their fund management methods [2] - The bank has established a comprehensive payment and fund supervision platform for private kindergartens, with 100 kindergartens already connected, facilitating transparent fund flows and enhancing trust among stakeholders [3] - The integration of financial services with educational supervision marks a significant breakthrough for Dezhou Bank in the scenario finance sector, providing replicable innovative management experiences for the industry [3] Group 3: Future Directions - Dezhou Bank aims to continue its commitment to "finance for the people" by deepening the construction of scenario ecosystems and injecting continuous financial momentum into the high-quality development of the local economy [3]