TYDIC(SZ:300047) Zheng Quan Zhi Xing·2025-08-11 16:25Core Points - The document outlines the external guarantee management system of Shenzhen Tianyuan Dike Information Technology Co., Ltd, aiming to protect investors' interests and control external guarantee risks [1][2]. Group 1: General Principles - The external guarantee system is established to ensure asset safety and promote stable development in accordance with relevant laws and regulations [1]. - The system applies to the company and its wholly-owned and controlling subsidiaries [1]. - External guarantees must adhere to principles of equality, voluntariness, integrity, and mutual benefit, rejecting any coercive guarantees [2]. Group 2: Guarantee Management - The company is responsible for unified management of external guarantees, prohibiting branches from providing guarantees without proper approval [2]. - The board of directors must carefully assess and control the debt risks associated with guarantees, with directors liable for any losses from improper guarantees [2][3]. - Guarantees should generally require counter-guarantees from the other party, who must have the actual capacity to bear the risk [2]. Group 3: Approval Process - The company must conduct thorough due diligence on the credit status of the guarantee applicant, including financial condition and industry outlook [3][4]. - The board may hire external professionals to evaluate risks associated with guarantees before making decisions [3][4]. - Guarantees exceeding certain thresholds, such as 50% of the company's latest audited net assets, require board or shareholder approval [5][6]. Group 4: Contractual Obligations - Written guarantee contracts must be established, signed by authorized representatives, and must not exceed the scope of authority granted by the board or shareholders [6][7]. - Contracts must clearly define terms and comply with legal requirements, ensuring that any mandatory clauses do not expose the company to unforeseen risks [7][8]. Group 5: Risk Management - The finance department is responsible for managing guarantee contracts, ensuring proper documentation and timely monitoring of repayment obligations [8][9]. - The company must continuously monitor the financial status of guaranteed parties and take action if significant risks are identified [9][10]. - In cases of default, the company should initiate counter-guarantee recovery procedures promptly [9][10]. Group 6: Information Disclosure - The company is obligated to disclose external guarantee information in accordance with relevant regulations, including total guarantee amounts and their relation to the company's net assets [10][11]. - If a subsidiary provides guarantees, the company must disclose this information after the subsidiary has completed its approval process [12][13]. Group 7: Responsibilities - The board of directors is responsible for assessing losses and risks associated with guarantees and may impose penalties on responsible parties for violations [13]. - Individuals who exceed their authority in signing guarantee contracts or fail to follow procedures may face disciplinary actions [13].