超40只权益类银行理财，赚钱了

Group 1 - The core viewpoint of the articles highlights the significant performance of equity-based wealth management products, with over 40 products showing positive annualized returns, and 17 products exceeding 10% returns, driven by a recovering capital market and supportive macro policies [1][2][3]. Group 2 - As of August 3, there are 46 publicly offered equity-based wealth management products, with 43 showing positive returns, representing 93% of the total, indicating a strong recovery in the equity market [1][2]. - The average net value growth rate for equity-based wealth management products this year is 5.82%, outperforming fixed income and mixed products, which have average growth rates of 1.26% and 1.56%, respectively [2]. - The maximum drawdown for fixed income products is only 0.19%, while mixed products have a higher drawdown of 1.26%, showcasing the stability of fixed income products [2]. Group 3 - The increase in equity product performance is attributed to improved market sentiment and policy support, allowing banks to invest more in equity markets through various channels like IPOs and ETFs [3]. - The implementation of new regulations in January 2025 has opened up new avenues for wealth management companies to diversify their asset allocations, responding to the demand for higher returns from clients [3]. Group 4 - Despite the strong performance of equity-based products, their market size remains relatively small, with the total wealth management market reaching 30.67 trillion yuan, where fixed income products dominate at 29.81 trillion yuan [4]. - The preference for fixed income assets is expected to decline as the yield center decreases, leading to an increased allocation towards equity assets in the future [4].