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“十四五”期间保险业保障能力不断提高
Xin Hua She·2025-08-11 18:07

Core Insights - The insurance industry in China has seen a significant increase in original insurance premium income, growing over 25% from 2020 to 2024, and total assets are projected to increase by 68% by mid-2025 compared to the end of 2020 [1] - During the "14th Five-Year Plan" period, the insurance sector has enhanced its risk protection capabilities and improved its service to the real economy, demonstrating its role as an economic stabilizer and social stabilizer [1] Group 1: Industry Growth and Development - The insurance industry has expanded its coverage and improved service capabilities, with a focus on enhancing the regulatory framework [1] - The development of commercial insurance annuities and long-term care insurance has been prioritized, optimizing insurance offerings for new industries and urban residents [1] Group 2: Agricultural Insurance - Agricultural insurance premiums have increased from 97.6 billion to 148.37 billion from 2021 to 2024, with improvements in coverage and protection levels for staple crop insurance [1] - The development and promotion of local specialty agricultural insurance products have been steady, with advancements in digitalization and precision in underwriting and claims [1] Group 3: Future Directions - The insurance sector will continue to balance risk prevention, strengthen regulation, and promote high-quality development, aiming to enhance insurance protection capabilities and service levels [1]