Core Insights - The edible mushroom project in Jielong Town has become a significant source of income for local farmers, producing 2 million pounds of mushrooms annually with a revenue of 13.3 million yuan, benefiting both the village collective and individual farmers [1][2] - The project employs a low-carbon development model that integrates enterprises, collective cooperatives, and farmers, transforming traditional agriculture into a more organized and sustainable industry [2][3] - The People's Bank of China in Banan has facilitated a 42.25 million yuan agricultural transformation loan to support the green circular economy of the mushroom industry, showcasing effective financial integration with rural revitalization [1][4] Financial Support and Mechanisms - The project has been included in the Banan District's key agricultural transformation project database, with customized financial services provided to address financing challenges such as lack of collateral and credit information [3] - The introduction of the "Yunong Transformation Loan" links loan interest rates to the project's transformation outcomes, allowing for a potential reduction of up to 10 basis points [3][4] - The second phase of the mushroom project is expected to create 350 new jobs and generate an annual income of 12.6 million yuan, contributing to a total annual increase in farmer income exceeding 17.6 million yuan [3][4] Environmental and Economic Impact - The project emphasizes green transformation by utilizing agricultural waste, such as straw and spent mushroom substrates, to produce biomass charcoal, thus reducing environmental pollution and greenhouse gas emissions [2][3] - The integration of financial support and sustainable practices aims to create a virtuous cycle of industry value enhancement, farmer income increase, and ecological improvement [3][4] - The ongoing efforts by the People's Bank of China in Banan aim to further deepen agricultural transformation financial standards and accelerate the green low-carbon transition in the region [4]
小蘑菇撑开“致富伞”
Jin Rong Shi Bao·2025-08-12 02:34