Core Viewpoint - Lufax Holdings, a subsidiary of Ping An Group, reported strong financial performance for 2021, with significant growth in revenue and net profit, alongside plans for dividends and share buybacks [1][4]. Group 1: Financial Performance - Lufax Holdings achieved total revenue of 61.835 billion yuan in 2021, representing an 18.8% year-on-year increase [1] - The net profit for the year was 16.709 billion yuan, a 36.1% increase compared to the previous year [1] - Adjusted net profit, according to Non-IFRS standards, grew by 29.1% to 17.561 billion yuan [1] Group 2: Business Growth - The number of borrowers increased by 16.4% year-on-year, reaching nearly 16.8 million by December 31, 2021 [2] - The managed loan balance reached 661 billion yuan, up 21.3% year-on-year [2] - Wealth management assets totaled 432.7 billion yuan, with registered users growing by 11.7% to 51.6 million [2] Group 3: Revenue Structure - Revenue from the technology platform decreased by 10.4% to 8.836 billion yuan, primarily due to a decline in credit service fees [3] - Guarantee income surged by 538.7% to 1.635 billion yuan, attributed to an increase in self-guarantee ratios [3] - Net interest income rose by 81.5% to 4.234 billion yuan [3] Group 4: Shareholder Returns - Lufax Holdings announced a cash dividend of $0.34 per ADS, amounting to approximately 30% of the 2021 net profit [4] - The company plans to add an additional $500 million to its existing $1 billion share buyback program [4] - By the end of 2021, Lufax had repurchased nearly 107 million ADS, costing approximately $864 million [4] Group 5: Future Outlook - The company aims to balance business growth and quality improvements in 2022 [5] - Lufax Holdings projects total revenue for 2022 to be between 68 billion and 69.3 billion yuan, with net profit expected to rise to between 18.6 billion and 18.9 billion yuan [5]
陆金所去年净赚167亿 再添5亿美元加码回购
Xin Hua Wang·2025-08-12 06:30