Core Viewpoint - The implementation of the "Service Industry Operating Entity Loan Interest Subsidy Policy" aims to stimulate consumption and expand domestic demand by providing interest subsidies for loans to eligible service industry entities in eight consumption sectors [1][2]. Policy Content - The policy supports loans issued to service industry entities in eight sectors: catering and accommodation, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [2]. - Loans must be signed between March 16, 2025, and December 31, 2025, and funds must be used to improve consumption infrastructure and enhance service supply capabilities [2]. - The policy may be extended or expanded based on its implementation effectiveness after the initial term [2]. Interest Subsidy Standards - The subsidy covers loans with a maximum scale of 1 million yuan per entity, with a subsidy rate of 1% per annum for a maximum of one year [3]. - The central and provincial finances will bear 90% and 10% of the subsidy, respectively [3]. Loan Processing - Eligible entities can apply for loans at designated banks, which will approve and disburse loans based on market principles [5]. - Banks must report monthly on the loan issuance status to relevant provincial departments for review [5]. Subsidy Fund Management - After the policy period, banks will apply for subsidy funds based on the loans issued, with a deadline for applications set for January 2026 [6]. - The Ministry of Finance will settle and allocate the subsidy funds to banks within a specified timeframe [6]. Responsibilities and Oversight - Local governments and provincial departments are responsible for organizing and supervising the implementation of the policy [8]. - Banks must ensure that loan funds are used for compliant business activities and not for real estate or speculative investments [8][9]. - Violations of the policy will lead to penalties and recovery of funds [9]. Supported Sectors - The policy outlines specific support for various sectors, including: - Catering and accommodation services to enhance service quality and safety [10]. - Health services to improve public health offerings [11]. - Elderly care services to enhance the quality of life for seniors [11]. - Childcare and housekeeping services to improve service capabilities [12]. - Cultural, entertainment, and tourism services to stimulate consumer activities [12]. - Sports services to promote sports consumption and events [13].
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Yang Shi Xin Wen Ke Hu Duan·2025-08-12 08:13