九部门发布，事关贷款贴息

Core Points - The Ministry of Finance and nine other departments have released a policy to provide interest subsidies for loans to service industry operators, aimed at boosting consumption and expanding domestic demand [1][4] - The policy specifies that the interest subsidy will be 1% per annum for a maximum of one year, with a loan cap of 1 million yuan per entity [1][6] Policy Content - The subsidy applies to loans issued by banks to operators in eight service sectors: catering and accommodation, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [2][5] - Loans must be signed between March 16, 2025, and December 31, 2025, and funds must be used to improve consumption infrastructure and enhance service supply capabilities [2][5] Loan Process - Eligible service industry operators can apply for loans at designated banks, which will approve loans based on market principles [8] - Banks must report monthly on the loan issuance status to relevant provincial departments for review [8] Subsidy Process - After the policy period, banks will apply for subsidy funds from provincial finance departments, which will then submit requests to the Ministry of Finance [9][10] - The Ministry of Finance will settle and allocate the subsidy funds to provincial finance departments, which will then distribute them to the banks [10] Supervision and Management - The policy emphasizes the responsibilities of local governments, banks, and industry management departments to ensure compliance and effective use of funds [12] - Strict measures are in place to prevent misuse of funds, including penalties for violations [13]