九部门联合发布 《服务业经营主体贷款贴息政策实施方案》：严禁将贷款资金用于房地产开发或投资

Core Points - The implementation plan for interest subsidies on loans to service industry operators in eight consumption sectors has been jointly issued by nine government departments [1][2] - The eligible sectors include catering and accommodation, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [2][3] Summary by Sections Loan Eligibility and Conditions - Loans must be issued by designated banks to operators in the specified eight service sectors [2] - Contracts must be signed between March 16, 2025, and December 31, 2025, with funds disbursed to the operators [2] - Loan funds must be used for improving consumption infrastructure and enhancing service supply capabilities [2] Subsidy Details - The subsidy covers a maximum loan amount of 1 million yuan per entity, with a one-year interest subsidy at a rate of 1% [3] - The central and provincial finances will bear 90% and 10% of the subsidy costs, respectively [3] - Loans for fixed assets and working capital aimed at improving service capabilities are included [3] Compliance and Regulations - The plan specifies that loan funds must be used for legitimate business activities and prohibits misuse of funds [4] - A list of 21 national banks is designated as the lending institutions for these loans [4] - Strict compliance measures are in place to prevent fraudulent activities related to the subsidy [4]