8月12日重要资讯一览

Group 1: Personal Consumption Loan Policies - The Ministry of Finance, People's Bank of China, and Financial Regulatory Bureau issued a plan for personal consumption loan interest subsidies from September 1, 2025, to August 31, 2026, applicable to loans used for consumption, excluding credit card transactions [2] - The subsidy covers consumption loans under 50,000 yuan and significant expenditures in key areas such as home appliances, automobiles, education, and healthcare, with a cap of 50,000 yuan for larger purchases [2] - The policy may be extended or expanded based on its effectiveness after the expiration date [2] Group 2: Service Industry Loan Subsidies - Nine departments, including the Ministry of Finance and People's Bank of China, released a loan interest subsidy plan for service industry entities, applicable to loans for sectors like hospitality, healthcare, and tourism [3] - Loans must be signed between March 16, 2025, and December 31, 2025, and funds should be used to improve consumption infrastructure and service capabilities [3] - The policy may also be extended or expanded based on its effectiveness after the expiration date [3] Group 3: Financial Consumer Protection - The Financial Regulatory Bureau, along with the People's Bank of China and China Securities Regulatory Commission, held a meeting to enhance financial consumer and investor protection [4] - The focus is on addressing consumer complaints, improving financial literacy, and fostering a cooperative environment for financial consumer protection [4] - The initiative aims to develop a high-quality financial consumer protection framework through information sharing and collaborative governance [4] Group 4: Lithium Battery Separator Industry Consensus - Key players in the dry lithium battery separator industry convened to address "involution" competition and promote healthy industry development [5] - Eight companies reached agreements on price discipline, capacity management, and enhanced collaboration within the supply chain [5] - The meeting emphasized the importance of social oversight in maintaining industry standards [5] Group 5: Tax Policy for Express Delivery Services - The Ministry of Finance and State Taxation Administration clarified that express delivery service revenues will be taxed as "collection and delivery services" [6] - Taxpayers with network platform road freight transport qualifications can deduct input tax for certain fuel and toll expenses [6] Group 6: National Medical Insurance Drug List - The National Medical Insurance Administration announced that 534 drugs passed the preliminary review for the 2025 National Medical Insurance Drug List [8] - The number of drug applications exceeded that of 2024, with a new commercial insurance innovative drug list introduced alongside the basic medical insurance list [8] - A total of 121 out of 141 drugs in the innovative drug list passed the preliminary review [8] Group 7: Company News Highlights - Guizhou Moutai reported a net profit of 45.403 billion yuan for the first half of the year, an increase of 8.89% year-on-year [10] - Golden Dragon Fish's net profit for the first half of the year reached 1.756 billion yuan, a 60.07% increase year-on-year [10] - China Unicom's revenue surpassed 200 billion yuan in the first half of the year, reflecting a 1.5% year-on-year growth [10]