做好普惠金融大文章 信银理财践行金融为民责任担当

Core Viewpoint - The importance of inclusive finance is emphasized by the Central Financial Work Conference, highlighting its role in national economic development and social equity [1] Group 1: Development Strategy - The company positions inclusive finance as a major strategic focus, aiming to enhance financial service coverage, accessibility, and satisfaction [2] - Two main approaches are adopted: focusing on the financial needs of key service targets and enriching the inclusive financial product system while lowering investment thresholds [2] - The company is also accelerating the integration of digital solutions into inclusive finance, exploring new models to enhance service breadth and depth [2][3] Group 2: Product Innovation - The company aims to create unique products such as charitable finance and localized finance to deepen and elevate inclusive financial services [4] - The "Warm Child Journey" charitable finance product has been launched, raising over 6.4 billion yuan and supporting children's health and education [4] - Localized finance products are being developed in Zhejiang, with a focus on high-quality development and community wealth sharing, achieving over 10 billion yuan in sales [4] Group 3: Service Optimization - The company is committed to enhancing service density and speed by optimizing channel service capabilities and customer engagement [5] - A direct sales system has been established, along with a multi-channel distribution strategy to improve service efficiency [5][6] - Marketing efforts include online promotions and live broadcasts to reach key customer groups more effectively [6] Group 4: Support for Small Enterprises - The company is increasing support for small and micro enterprises and directing funds towards key agricultural sectors to promote rural revitalization [6] - Collaboration with local governments and market participants is being pursued to enhance the entire production chain for small enterprises and agriculture [6] - The company aims to explore sustainable development models for inclusive finance while providing valuable financial services to investors [6]