产业升级浪潮下的突围：融资租赁赋能中小微企业转型

Core Insights - The article highlights the critical role of financing leasing in helping manufacturing companies, particularly in Dongguan, to overcome financial challenges associated with equipment upgrades and industry transformation [1][3][5]. Group 1: Financing Challenges - Many manufacturing companies face significant financial pressure due to the need for high-end equipment and skilled personnel, which require substantial capital investment [1][2]. - Traditional financing methods, such as bank loans, often fall short due to slow approval processes and stringent collateral requirements, making it difficult for companies to secure necessary funds [2][3]. Group 2: Financing Leasing as a Solution - Financing leasing allows companies to acquire equipment without upfront payments, enabling them to pay in installments while alleviating immediate financial burdens [3][4]. - Since 2015, Ping An International Leasing has facilitated over 20 financing projects for companies, helping them enhance their production capabilities and transition to high-end manufacturing [3][5]. Group 3: Impact on Business Growth - The adoption of financing leasing has enabled companies to successfully transition from traditional manufacturing to high-end precision manufacturing, significantly increasing their annual output from millions to over ten billion yuan, with growth rates of 30% to 40% [5][7]. - Companies utilizing financing leasing have become suppliers for major brands like OPPO, VIVO, and Apple, showcasing the effectiveness of this financing model in driving business success [7]. Group 4: Role of Ping An Securities - Ping An Securities plays a pivotal role in the financing leasing sector by developing innovative asset-backed securities (ABS) to support small and medium-sized enterprises (SMEs) [4][6]. - In 2024, Ping An Securities achieved a financing leasing ABS underwriting scale of 41.8 billion yuan, capturing approximately 17% of the market share, demonstrating its leadership in the sector [7].