Workflow
广发银行创新探索跨境人民币业务新领域
Xin Hua Wang·2025-08-12 06:17

Core Viewpoint - Guangfa Bank is actively promoting the internationalization of the Renminbi and enhancing financial services in the Guangdong-Hong Kong-Macao Greater Bay Area, aiming to facilitate the real economy and support national strategies [1][2]. Group 1: Cross-Border RMB Business Development - Guangfa Bank has launched cross-border dual-direction transfer of trade financing assets with RMB settlement in the Greater Bay Area, effectively reducing financing costs for enterprises and enriching the circulation channels of RMB in the region [2]. - The new policy from the People's Bank of China allows for both inbound and outbound transactions, expanding the scope of trial institutions and enhancing the cross-border transfer of financial assets [2][3]. - Guangfa Bank has been recognized as an advanced unit in cross-border RMB business by the People's Bank of China for two consecutive years, reflecting its growing influence in this sector [3]. Group 2: Comprehensive Financial Services - The bank offers a "Cross-Border RMB Express" service that provides a full range of online settlement, trade financing, cross-border guarantees, investment, and capital operation services to meet the financial needs of enterprises [4]. - Through technological empowerment, the bank enables enterprises to conduct cross-border RMB remittances and other transactions online without leaving their premises [5]. - Guangfa Bank's services include various financing products such as cross-border RMB credit letter forfaiting, import and export payments, and packaged loans, aimed at reducing financing costs for enterprises [5].